Our Services

Spencer & Spencer specializes in two main disciplines:

  • Employee Benefits for businesses in New Jersey and New York 
  • Financial and Retirement Planning for individuals and families.

Employee Benefits

We work with business owners and HR departments to design, implement, and service employee benefit plans that can help attract and retain a good quality workforce.

Many business owners understand that employees may not have the same incentives as they do to work for their businesses.

Employees feel valued when an employer provides benefits that support their personal and financial well-being.

This can be a strong motivational force to work hard and stay with an employer for the long-term. 

When there is a positive work environment with fewer distractions, such as high employee turnover or lack of motivation among the workforce, owners and management can focus on what is most important: growing the business.

The core employee benefits we provide include:

Financial and Retirement Planning

Most people would agree that it can be difficult to truly enjoy life if you are not financially secure or have uncertainties about money.

Financial stress can leak down and impact our family, social, and work life.

As a result, financial planning can be one of the most important things you do for yourself and your family.

Working with a financial advisor is like having a personal coach and trainer for your finances.

The financial planning process is designed to help clients eliminate money problems, build a strong financial foundation, and grow wealth wisely over their lifetime.

A professionally designed road map can give you tremendous confidence and peace of mind.

We work with hundreds of businesses and individuals in many states. We are an excellent fit for those who:

     1) Want to manage their money better but don't know where to start

     2) Do not have the time to do their own planning or do not want a do-it-yourself approach to finances

     3) Have an immediate need or unexpected life event

     4) Do not have sufficient knowledge in specific areas such as investments, insurance, taxes, or retirement planning

To learn more, contact us at (973) 971-0002.